An Empirical Study on Acceptance of E-wallet among Malaysian University Students

During the COVID-19 pandemic, many consumers have resorted to contactless payment via e-wallet. This study aims look into acceptance of e-wallet applications among Malaysian university students. It investigates relationship between lifestyle compatibility, perceived usefulness, ease use and trust security in terms their intention an as a form payment. Data was collected from 217 respondents Malaysia using purposive sampling through online survey. Modified Partial Least Square (PLS) version 3.3.5 used test all hypotheses. Trust are not primary driver adoption students, most still hesitant mobile payments due concerns about security. Nonetheless, it is discovered that other parameters studied, which usefulness use, positive influence on students’ willingness e-wallets. gives developers useful insights how improve application by taking account factors deemed important users, especially since conducted during pandemic when preferred payments.